Many renters overlook insurance, thinking it's the landlord's responsibility.
However, while your landlord’s insurance covers the building, it doesn't cover your personal belongings. Renters insurance is here to fill that gap. It typically includes coverage for:
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Personal property damage from fire, theft, or vandalism
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Liability coverage if someone is injured in your rental
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Additional living expenses if your rental becomes uninhabitable
Purchasing Short-term Landlord Insurance is a critical step in renting out your home for vacation stays, such as an Air BnB, so you have protection against the following mishaps:
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Provides coverage if a guest gets injured on your property and you're found responsible
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Covers loss of personal property due to theft
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Protection against physical damage to your home and its contents
Property owners face unique risks that go beyond standard home insurance policies. Landlord insurance is specifically designed to cover rental properties and includes protection for:
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Property damage due to fire, storm, or tenant negligence
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Loss of rental income if the property becomes uninhabitable
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Liability claims from tenants or visitors
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Legal costs associated with tenant disputes
Curious about a policy tailored to your property? Give us a call at 570-374-2611 for a personalized plan.